pay off my credit card debt

I just came back from a vacation. Hotel and rental car went on my lowest-interest card. I should be able to pay it off all at once, or failing that, in two or three payments.

I’m getting close. I paid another card off completely. I have a small balance on Macy’s, and modest balances on two others. One was a purchase made on behalf of a club that will be reimbursed; the other is for a trip I just took. I’ll be able to pay that one in full next month. So essentially, I have no revolving debt.

OK, personal finance advisers would disagree, but for me, it’s a bit of enforced savings.

Anyway, I should be paying of 100% of my balances once the refunds arrive. Yay!

to zero. One has a recurring monthly charge, but I will pay that off each month.

Two to go (lower interest but higher balances).

which will be paid off this month. I’d do it electronically, but their website won’t let me for some reason.

I took all my credit cards out of my wallet except one, and my debit card. I can’t use them if I don’t have them.

I’ve chosen this as one of my two most important goals to be accomplished in 2008, absent any true emergencies such as a desperately ill dog. In conjunction, I’d like to save enough that I won’t have to use credit cards at all next holiday season.