fix my credit

I’ve decided to make small weekly payments rather than just one big monthly payment as a way to lower my daily balance thing and make payments more…possible. I’ve been able to keep the one card current…but the other one is really tough right now. I need to call them and try to work something out.

My credit really isn’t TOO bad. It’s in the mid 500’s right now. But for 3 years I maintained a credit rating in the mid 700’s and I’d like to get back to that. One of the things really isn’t my fault….an account through Time Warner / Roadrunner that I let someone trusted (who I was living with) open in my name. All the payments were made on time, but as soon as the account was closed (due to moving), the equipment wasn’t returned. Should probably get on her case about that….again.