save my money

sigh

i fixed up my checkbook and i’m being better at recording stuff…

i need to keep better books…

keep my reciepts…

but i’m doing much better

the no spending hasn’t worked out at all…

i have bought things…

i need to rework/rethink this goal

i think that the budget is very important…

ok… this is a hard goal… cause i can keep telling myself that i should not spend money…

but i’m really not getting anything done…

so how do i make this specific… how do i make this so i’m actually getting it done…

i think i need some sort of short term goal and then if i do well i can make a longer term goal…

how about i give up spending money for a week… starting today…

well… actually make it that i can’t spend money on things i don’t need… so books/magazines/cds etc are things i don’t need…

food i need…

eating out i don’t need….

going to the bar i don’t need…

paying my bills i do need…

ok… the challenge is that i don’t spend money for the next week on things that i don’t need…

starting right now…

i opened a bank account… ooo progress… and i put all my money in it…

now i just need to leave it there!

ok…

new mantra…

i don’t need any thing… i don’t need anything,,,

goal… this is kind of embarassing but i don’t have a savings account…

so my goal is to open one…

mike

1) set a yearly budget
2) as of today stop spending money on stuff i don’t need
3) pay off all the bills that need to be paid

after writing this i came up with a rough idea of what i spend my money on (rent/bills/etc)... it’s good that the new month is coming up cause i can write everything that i spend in November so can keep a diary of all my expenses and then project that to the year…

i going to have to cancel my tattoo… i really don’t need more ink… im actually going to take it off my 43 things… having tattoos is for rick people… and i am not rich… i was about to give the artist about 300 bucks… but now I’ll keep it to myself…

anyway… i’m going to keep a large chart that list all my expensive… i want something that obnoxiously obvious… something that’s in my face everyday… to show me how much i have of everything…

of yeah… i need to get a copy of my credit report so i can start paying off all my debt…

ok… that’s a start…

i can’t hold onto my money for the life of me…i need to stick to a budget…