So I totally need to budget my money. I have been in school for many years and have gotten used to pulling out extra student loans and/or borrowing from my family when I need extra cash, but I am an adult with a family and a real job now and I need to learn to live within a budget and start saving $ for fun things/trips.
Super tiny steps I’m making right now: I’ve started buying my groceries from Amazon Fresh so that I can know what I’m spending and modify before I “check out”. So far I’ve just done this once, but it was awesome. I didn’t buy impulse junk food and I was able to easily price compare (even price by unit!) to get better deals on things where I’m not too attached to specific brands. I think I saved $30+ from what I’ve been spending going to the grocery store and we are not going hungry. I also signed up for a delivery CSA to get our fruits and veggies—a much better fixed cost for organic produce that would normally cost me much more! Now I just need to see if it’s enough food to get me through the week.
Other budget attempt I’m trying is to set up autopay of bills through my bank online so that right after my paycheck is deposited, my regular bill $ comes out of my account right away. we’ll see if i am more realistic about how much money in my account…
