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Joyfully and Easily Invite Prosperity On All Levels Into My Life Daily (43)

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Living In God's Exquisite, Miraculous Sufficiency has written 146 entries about this goal

Legalism

Maybe there was a bit of legalism in me tithing in the past, as there was almost a fear that if I didn’t tithe, that God wouldn’t bless me. I did totally love to give, but maybe sometimes I was thinking that I needed to. Not sure if that makes sense or not.

Maybe through my hardships that God did not cause, but allowed due to other choices that were made by myself or others, He was teaching me that He just loves me, truly loves me. The tithing is for faith building, as well as other things for different people.

Maybe God used this time that I couldn’t give to show me of His great love for me and wanted me to re-evaluate that I did not have to be afraid, because that’s not what He wants.

I can tell you this, when I am able to give now, there is a completely different sense and humbleness of giving. This year, we were able to give red envelopes to all the kids in our family, including nieces and nephews. I literally cried and was so thankful to give.

We couldn’t give much like my siblings could, as it was only a few dollars each kid. That was given sacrificially, but I can see how much more God has blessed with in being a blessing to others.

My husband and I got to enjoy a meal almost for free at Roy’s, which the dinner was nearly $100 (before tip). All we paid for was the tip out of pocket and to be able to enjoy an expensive meal that almost cost us nothing. I felt like such a princess just for that evening on our anniversary.

In the past, before 2009, I thought nothing of having a meal that expensive. It wasn’t done often, but we did do it quite a few times a year.

When I’m able to get a little treat for us at the grocery store of something, or buy something that really isn’t need, but maybe frivolous, I feel so incredibly tickled.

It’s like a renewed sense of how I view money and it’s position in my life. God is my ultimate Provider. He blesses me, as well as those around and He lays on the hearts of others, Christian or not, to be generous. I am in great awe and don’t really understand how all this works out, but it does.

My trust is in God and I am very grateful to be able to tithe now.



Tithing

I hate to share this, but financially things were incredibly bad in 2009 that one of the elders from my church said to stop tithing because we weren’t even meeting the bare necessities of living. In the past, I tithed because I LOVED it. I loved seeing that I had the ability to choose to tithe because income was coming in and was amazed at how much the tithe & offering checks were.

I truly loved supporting different missionaries, ministries, helping other people out on top of that. But, when I had to give up my home, move in with my dad, and though I know how to trade stocks, you can’t do that without capital, it was dismal and even the little that I had, I hung onto for dear life and you can’t trade that way with scared money. It just doesn’t produce profits.

My husband asked me about LW and why when she went for a job, she just got it and then she would choose to live. She hadn’t worked for over 20 yrs outside the home and was able to get a job quickly and fairly easily. She has her bachelors in journalism, but hasn’t done anything with it for over 20 yrs. Granted, the jobs she got didn’t pay well, but she did get them.

So, I asked LW what was she doing? She said she tithed, spent time daily with God seeking Him, and asked God to help her see the things that are not good in her life and get rid of them so she could be closer to Him.

Now, did she get the jobs because she tithed? Am I in the financial situation because I was not tithing? Was God punishing me? We live in an age of grace now, and it’s not legalistic, but was God punishing me because I wasn’t tithing. After all, with what I am making, it’s really not enough to even be for 1 person to live independent much less a family of four.

As I looked back at all the years of me tithing, which is basically from 18 yrs old to 2009. From 2009, my kids gave well more than the tithe from their allowances and they did it on their own accord. I didn’t require them, and they cheerfully gave. Sometimes they gave all they earned, but usually in the realm of 20%+ of what they earned, well above the tithe.

Sunday I found out why they did that. They knew how important tithing is for me, a test to see my faith in God. They stood in the gap for me. I honestly wondered why it was easy for them to make money and now I can see possibly it may be due to their heart of giving to God. They didn’t give to get back, but God gave them many times over.

And, I believe all those years that I faithfully gave, God brought many people, situations to help us along these years of financial famine. My husband said that God would never cause this in my life, wanting us to live in poverty. But, through these hardships, I’ve learned to be far more compassionate, humble, merciful, way less judgmental, better steward of the finances he entrusts to us, resourceful, incredibly grateful.

It’s not that I wasn’t a generous or grateful person, nor forgiving, rather God wants those married with humility, true compassion for other’s plights, mercy, and to do it all with love.

I felt when I got this subcon job that I wanted to tithe, but my husband was against it, at least while we are making so little money and still living at my dad’s.

When I look back, it started in the 2009 timeframe when I stopped tithing that making money has been very, very difficult. Last Saturday, my husband said if I wanted to tithe, I could, even if he didn’t agree, he wasn’t going to deny me that. Today he said I should tithe if I really want and if I don’t, it’s not because he’s not allowing it, so I take that as I have my husband’s full blessing, though he doesn’t really understand.

What will God do? In Micah 3 says that we can test God in this and so I am going to. It also says in more than one area of the Bible and I’ll paraphrase is that sometimes what will be poured back to you is what you give out. If you give little, then little will be given back to you.

Now, I’m not giving the tithe so that I expect God to drop huge bags of money on my doorstep (although that would be really cool), but just seeing God pour His goodness in the ways He chooses that is best for us.

Seriously, I thought I was going to have to pay taxes and I end up having to pay none and getting a refund. It’s my biggest refund in a long time. However, the refund will go to pay down some of the taxes back from my divorce, which is more than my refund, but at least it is about 12-13% of it, which is something and I am happy.

My husband did point out that none of my siblings tithe and look how blessed they are. I said God still blesses people whether they love God or not. It’s not only Christians that He blesses. It’s just that many people who are incredibly blessed don’t give credit where it’s due, in my opinion. In fact, even being a Christian, sometimes pride creeps in still and I don’t give God the credit where I should.

I did notice that when I did tithe, looking back now, that my salary kept increasing as well as the ability to make a lot of money, the ease of it. Is it related to my tithing? I don’t know, but maybe the tithing represented a measure of my faith in the Lord to provide. I don’t know. My husband says it isn’t, but I disagree with him.

The areas I am focusing are on the tithe, which is 10%. Then a portion above that weekly (I’ll give on a monthly basis) will go towards Mercy ministries, helping those in need. And since I am rounding up to the nearest $5 or $0, those extra few bucks will go towards the building fund at my church.

My tithe a month was usually about what I am making now or a little less in my subcon job. So, basically, I am making about 10% of what I used to make. Sad, eh?

My tithe now percentagewise seems a lot to me. I feel like the widow’s mite, but I know it’s not the actual amount, but my faith to see the goodness of God.

Boy, I’m rambing. So, already God blessed in the tax area. My mom also gave me a check to cover some of our son’s Chess costs, which allowed me to pay the book deposit for him going into middle school next year.

I got to pay the bills I paid all fairly early. There are 3 more bills and 2 are scheduled on specific dates, so I can’t do this earlier.

My husband may see these all as that’s the way it should be, but I see these things as God blessing. I also see when I get discounts on things or gift cards, or people bless us with stuff or gestures or whatever, I see these things as the hand of God working through other people.

Boy, I can’t wait until we are making good money again and we can really help and bless others out financially!!! I am so excited for what God’s going to do!



Clearing, Making Room, Inviting, Cleaning

All of us went through our clothes this morning and came up with 7 – 13 gal bags of clothing to donate to Goodwill and a couple bags to donate to one of my nephews.

Decided to just get rid of things I haven’t worn in awhile or I just really don’t like. Good idea, eh? Don’t hang onto things I don’t like. My husband also got rid of something things that he has never worn, including this nice hoodie he begged me to get on Amazon which he never wore. Arrgh.

Also got rid of any shoes that didn’t fit my son, some to Goodwill and some to his cousin.

My mom gave us a new down comforter and pillows, and I washed and packed the one we had been using. That one is good for summer. But, we have two relatively new pillows from Costco from a few months ago that I absolutely hate, so we are donating those, too, to Goodwill.

Though we aren’t cleaning everything, we are doing more than usual.

Now I have room in 3 of my drawers and none of them are over packed anymore. All my clothes are either folded neatly in my drawers or hung up neatly. Yay! Got rid of the winter bags in my closet, and put them in the garage so they do not clutter our closet anymore.

Now our closet is neat again and my filing area is neat, also. The week before I had cleaned up the table near my workstation, so that is cleaned, too.

Found a bunch of checks of varying amounts and deposited them mobilely, except one check wouldn’t deposit. Will have to go to the bank for that and put that in my wallet so I don’t forget.

It feels great to get rid of clutter and to organize. I was able to check off some things in my To Do List that have been sitting there for awhile. I might even get to some other things, too.



Clearing, Making Room, Inviting, Cleaning

All of us went through our clothes this morning and came up with 7 – 13 gal bags of clothing to donate to Goodwill and a couple bags to donate to one of my nephews.

Decided to just get rid of things I haven’t worn in awhile or I just really don’t like. Good idea, eh? Don’t hang onto things I don’t like. My husband also got rid of something things that he has never worn, including this nice hoodie he begged me to get on Amazon which he never wore. Arrgh.

Also got rid of any shoes that didn’t fit my son, some to Goodwill and some to his cousin.

My mom gave us a new down comforter and pillows, and I washed and packed the one we had been using. That one is good for summer. But, we have two relatively new pillows from Costco from a few months ago that I absolutely hate, so we are donating those, too, to Goodwill.

Though we aren’t cleaning everything, we are doing more than usual.

Now I have room in 3 of my drawers and none of them are over packed anymore. All my clothes are either folded neatly in my drawers or hung up neatly. Yay! Got rid of the winter bags in my closet, and put them in the garage so they do not clutter our closet anymore.

Now our closet is neat again and my filing area is neat, also. The week before I had cleaned up the table near my workstation, so that is cleaned, too.

Found a bunch of checks of varying amounts and deposited them mobilely, except one check wouldn’t deposit. Will have to go to the bank for that and put that in my wallet so I don’t forget.

It feels great to get rid of clutter and to organize. I was able to check off some things in my To Do List that have been sitting there for awhile. I might even get to some other things, too.



Nixing Coupons & Sales, Raising Prices

I’m not sure what kind of marketing ploy Fresh & Easy is thinking that this will gain them business, but as for me, they have lost my business. I only shopped there with coupons and on sale items. That’s how they were competitive with the other grocery stores, but now they are not.

They are pushing catering and already prepared foods. I don’t buy already prepared foods, well, maybe occasionally a rotisserie chicken (but only if on sale).

All my siblings do similar, too, as well as my parents when they shop at Fresh and Easy. They have now lost the business of at least 8 families because of this.

If their sales go up, then good for them.

Fry’s, Safeway, Wal-Mart, Target, Trader Joe’s, Food City, Bashas, they all have delis and prepared meals area, too. A lot of Trader Joe’s prices are reasonable, even though they do not have sales. They have a loyal following, but I’ve found that in order to better manager of our money, I have to buy seasonal and on sale.

That is how I’ve made our dollar stretch. I am not a couponer by any means. If it’s in the weekly add, or electronic and I just press a button, I’ll do it, but I won’t go out and buy 10 newspapers and clip coupons.

I mainly buy fresh produce, meats/fish/poultry, grains in bulk (rice & pasta) and some canned things like coconut milk (I tried making this but way too labor intensive), beans, tomato sauce, some canned soups, and some Asian stuff that I have no clue how to homemake or try.

You can’t clip coupons for the perishable stuff and for the handful of canned things I use, it’s not worth it. I just stock up when there is a good sale.

Anyway, our grocery budget for a family of 4 is about $50 a week and we really have super yummy meals. Being able to pick greens from my dad’s garden is freeing up some of our grocery money, too.

I sent Fresh & Easy feedback regarding nixing away for what I thought was working in making me a customer of their’s. It’s okay, I’ll go find my stuff elsewhere.

Here’s to making adjustments.



Jobs

There are lots of jobs out there and the Unemployment Report for the U.S. is saying many jobs are being added. I get a lot of job postings and apply for many. I’m not sure why I’m not getting even call backs. The only thing I get called back for is someone trying to enroll me in something like school or sell something to me.

So, I’m thinking there must be something spiritual here that is impeding me or something else. My husband has been getting lots of bites, some phone interviews, but no job yet. And we really need for one of us to get a good paying job.

We don’t have health insurance for him yet and it’s not something we can afford right now because I’m not making much. It’s just so weird that for a long time, making money was so easy, but since probably 2009, when I moved into my dad’s and a little before, when my house went into foreclosure (I sold it before they foreclosed on me), since that time period, making money has been super, super challenging.

Seriously, when I was working as a high schooler back over 30 years ago, I was making more money then than I am now and now I have am a family of 4. It’s very frustrating.

I am super capable of doing so much and have applied for MANY jobs, many I am either over qualified or qualified. In a few instances, in engineering, I have done the same exact things and still I couldn’t even get a bite.

My resume is changed each time I apply for a job to fit the job description, just not verbatim, but I use the key words or phrases. I’ve been to resume workshops and have had professionals help me with my resume, taken their recommendations.

It’s very frustrating. I want to be able to financially provide better for my family and not have to need others to help us. I’m very grateful and thankful for the generosity of others towards us, really. But there is this point that I just want to do it, you know?

This year is overall better, because we haven’t needed anyone’s help with the kids’ school, so that is a good thing. We’ve paid for all our car repairs on our own, so that is another good thing. Those are two huge things. And we’ve gotten to take a number of day trips here and there.

But, I want to be able to have a second car, to be able to get a home of our own, to not sweat it when a bill comes due or live from paycheck to paycheck, or hoping that my ex’s employer submits the child support and then feeling relief when they do.

I know there are many Americans who live paycheck to paycheck, but it’s because they mismanage their finances and overspend. We are not overspending. We just don’t make enough to provide for all the basic stuff, and it’s not like we aren’t looking and available to work, you know?

I work my butt off with my transcribing job, but I don’t get paid much. I think per hour, some days, it’s not even equivalent to minimum wage. However, I don’t have to pay for childcare costs or commute, so I guess you can add that in also, so technically it would be more per hour.

I get paid per page, not by the job or time I spend working. I am grateful for this job, don’t get me wrong. I’ve never worked so hard in my life.

I was thinking about why I’m not getting callbacks or anything and maybe it is a spiritual thing. Maybe I think I don’t deserve to get a good, decent paying job.

My husband said I was wrong in hearing from God when I thought that I heard God tell me to quit my engineering job. That angers me. How does he know? He’s not God. To this day, I still believe that was the thing that I was supposed to do. He says why would God have me live in poverty financially. I told him God didn’t do it, rather it was the choices of my ex and I (won’t go into that story again).

But, through all this financial hell hole, my arrogant, prideful self was humbled and I have learned to better manage my money, be resourceful, know what it is to be in need, have compassion and empathy and a host of other things I never would’ve before. I had all those things before, but now I REALLY have them because of going through all these hardships.

It’s made me much wiser, significantly, at least financially. Why would God want to entrust to me great wealth if I was arrogant and prideful? My husband doesn’t see it that way. Granted, you don’t always have to go through something to understand, but in my case in this case, I have had to.

I have been doing well in trading where about 96% of my trades go in my favor, but the issue is under capitalization. What I really need is an account of over $25K so I can really trade the way I need. Right now, I can trade with the small accounts, but time is the factor. I cannot turn over the money for use again so quickly in a daytrade. Accounts under $25K are limited in daytrading ability.

I will continue to look for jobs, apply, and take sound advice. Maybe God has something else in store and I just need to be more patient. He will continue to provide.

And, for those whom have helped me out in any manner, I am really, really eternally grateful. You know who you are. I may not be that great with sending out thank yous and all, which I am working on, but I am. I continue to pray God would shower each of you with beyond what you can ever imagine in blessings.



Heat & Sun

My husband has been having us move our car and keep it in the shade so it doesn’t get the full sun heat. Since our house (my dad’s house) is on the corner, there are trees that line the street just before turning the corner to our house.

We now have set alarms on the phone to tell us when to move the car – 8:15 am(east side), 12:30 pm(west), 5:00 pm(west), 7:00 pm(driveway).

This actually does make a difference on our gas consumption. When we leave our car in full sun, we get often 12-13 mpg.

However, if we keep the car in the shade mainly, we’ll get 14-15 mpg. That makes a big difference for us and we feel that it’s beter for the car.

Too bad we don’t have a garage to park the car in as we used to.



Brad Yates

I have hundreds of Brad Yates audios and had loaded a bunch on my iPod. I hadn’t been using my iPod hardly in the past year, but last night, instead of watching a movie, I spent 1-1.5 hrs tapping along to Brad Yates EFT audios dealing with mainly money and some things regarding how I think.

Got tired, yawny, and very thirsty on some of the audios, so I’m thinking what he was talking about was hitting the nail on the head for me.

Fell asleep quickly and though it’s usually fairly easy for my husband to wake me up in the middle of the night for fun, I was really wiped out last night from the EFT. Hadn’t done that much EFT at one time in quite some time.

When I woke up early today, well, earlier than I had been, my body felt so sore, as if I’d been exercising all night. Not the case.



Good Deals

My husband wanted me to get a keyboard to help me relax, as that was one of the things I relaxed with when I was able to play my piano, which is in storage. Today at Goodwill, we found an electronic keyboard that has 61 keys and a bunch of functions (that I probably won’t use). It did not have the power adapter to it, so we went to Radio Shack to get that. Love Radio Shack, which we paid more for that than the keyboard & stand itself, which was $14.99 (the keyboard & stand).

The keyboard is 13 years old and was listed in Australia for $200. Anyway, it’s nice and we are happy.

We also picked up a Sony DVD/CD player for $4.99 for our son’s room. Our daughter got his DVD player and he got this one.

I was also twice this week able to find blue shorts for our son for school, which today I found 3 pairs for $1.99 each. Even when they are donated and we buy from our son’s school donation program, the shorts are $5 each, so, it’s a deal that we got these 3 pairs for $5.97 total. The ones I bought a couple days ago were $3.19 each, still a deal, just not as good as today.

All 5 pairs I bought look practically brand new.

Now I will need to look for sales for shoes, and I have some time yet.

He should still be able to fit his tops at least through the fall. Our daughter can still fit her skirts and tops, all she really needs are shoes. So, overall, this will be less expensive for clothing wise than last year.

I already bought all our son’s paperback consumables through half.com, so I’m ready there and I already have some of their school supplies leftover from last year. They have really nice backpacks, and they will continue to reuse those, their water bottles and lunch boxes.

This year, since I’m now making money, we will be able to pay for a part of their tuition. When I’m doing really well financially or when G can legally work outside the home, we will be able to afford all the tuition for each child.

My husband loves when he finds stuff that looks good on him at Goodwill that have the brand new tags on them, especially on 50% off Saturdays or $1 Thursdays.

We love good deals, but we are also willing to go through a lot of things and wait until we find what we want.



Showers

Take care of what you have.

The kids usually take cold showers and that’s good. Uses less hot water, but I did not say they have to do this. I just asked they not take long hot showers as it heats up our room. We want to make sure the kids (and us) are wise with our utility usage – turn off lights and fans when not in the room, and computers if we’re going to be gone long.

We are learning to adjust. My husband is good at noticing the details and we are working through things on being better stewards and managers of our things, our dad’s home, the car, etc.



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