stick to my budget

Mega overspending lately so… will remove cards / cash from wallet in a bid to curb unplanned spending… Really need to rein in spending as I have spent way too much this month and sticking to the budget is how I will reach my financial goals.

This goal is important to help me reach my savings goals and give me peace of mind when bills come in etc. I plan to work with a cash budget for day to day expenses like groceries etc, transfer savings automatically and leave the remainder in my transaction account except to pay bills…