I’ve never financed a vehicle, always pay cash. A repair shop had an accident with my last truck, and I used the settlement to put a down on my current vehicle. I have a great interest rate, but regardless, it’s still a payment. I’m way ahead in equity in the truck, so I’m going to sell. The equity will afford a used Jeep Wrangler for cash, and won’t depreciate much. I’ll have more monthly income freed up for debt reduction.
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