augh. my debit card just got declined at dinner. it was humiliating—everybody telling stories of how their credit cards were declined at different points, and how the credit card machines sometimes doesn’t read the card right—and i didn’t even bother to deny that i had no money in the account.
thing is, i have money. plenty in my old checking account, and i had a paycheck and two personal checks sitting in my room, and my parents need to reimburse me for my schoolbooks. see, if i was taking charge, i would have cashed the checks. and i would have an emergency twenty behind my license in my wallet, just in case. and i would at least know if i was broke, before i was embarrassed. no matter how i explain, it will always remain in the backs of their heads how i was poor and pathetic for a night. god, i was humiliated. i couldn’t even pull it off smoothly, biting my lip and saying “god, how awkward.” instead i just looked down. at least i didn’t cry.
somebody cheer me! i’m going to pay off my credit card, figure out my financial aid, and stop spending seventy dollars a week on eating out. if i pay attention to where my money’s going, i can spend and save in a more responsible manner. grrr! here’s to being aware of my finances—never again will i worry that my card will be declined, because i will know how much i have, so i will at least know if i’m out, and even if it does get declined, i will have emergency money.
sometimes you have to fall down before you can climb back up!
