get rid of my debt

Yes! After waiting for 3 months I will be out-of-debt. I have finished paying my loan and I’m just waiting for my next salary to pay my last outstanding debt on my credit card that I used 2 months ago to fix my car. Next stuff is opening a new account in which I could put my personal savings.

Hahaha! I didn’t have anything on my plate during work so I was able to plan all of my projected payments to my loan and credit card including plans for overhauling my car. It was very very hard to plan when you don’t have enough financially so I’m very thankful that I got a salary increase just this month thus I can now pay and overhaul my car without sacrificing my financial responsibility. Obviously I cannot just pay them all right away but I’m already excited on getting out-of-debt on the next few months!

I just recently got an 80% appraisal of my previous salary. The problem is I’m not even thinking about paying my debt now just because I can already pay it on a month’s salary. It’s just pretty hilarious that it didn’t even think about paying my debt when I bought a lot for my car’s accessories. Anyway, I am giving myself a deadline to be fully out-of-debt in 3 months including my car loan.