Manage my money better

cash book, write spending down, sufficient detail.
Analyse results then
Look for ways to save based on spending habits

I must check my balance more regularly, to ensure I am aware of what is happening on a daily basis. This is a vital step in understanding my personal finances.

Currently, money manages me! So Stooopid! Save for the future and invest; don’t waste money; be restrained, often do without, be disciplined; check bank balance daily (so no surprises); track money; head out of the sand. Build up “rainy day” money to last through 3 months of not working. This could be part of the money I plan on investing – So, it need not simply sit in a low interest account.
Spend money with saving in mind! (I know what I mean, but it sounds odd…)