stop spending money i don't have.

i cut my cable bill by $90 a month so that’s really exciting and i got the phone company to cut $500 from my cell phone for their mistake so i’m already saving money!

i also got the insurance company to meet the offer from the other company so that’ll save money!

i’ve already saved $150 with both changes so that’s more money for me to put towards other things like my car or credit debt!

it’s all about only spending cash and paying all of my bills first. the thing is that i’ve been overestimating how far my money can go and so i’m short when it comes to things i need to pay for.

i’ve been lacking in my abilities on this for the past week or so. dinner out, movies etc and i’m behind on my payments. i’m back at it this week with my pay cheque but i’m still a little annoyed. that being said, its been since mid november since i’ve had some extra money and that’s been exhausting.

i’m really cutting my spending money because i need to get to a 0 spending until mid february. by the time i hit early march i’ll be back where i need to be. right now i’m working well at keeping within my budget!

i think one of the things i need to do is budget out my entertainment. this weekend i want to see when brothers speak and tix for that are $40. i’ve got $10 a day for spending so that’s 4 days worth…i can do that, but not do anything else this week…makes me think about how badly i want to do things! and then when i’m making money from the business, i can use that as spending money.

i’m tired of having no money and i’ve got a totally workable budget. i’m going to start, from today forward to live within my means! i won’t spend on credit cards and i’ll live within my budget. i’ll launch my business as a way of making extra money but i’m not depending on it. i’ve got other things to do with my time and i’ll try and make it happen but for now living within my budget and not using my credit cards is my focus!

:) i took back a bottle of amareto that i don’t need and got 4 bottles of wine for the dinner party. i was able to purchase food with $40 that i found in a pocket and i’m still living a balanced budget. v exciting! i get paid on wednesday but i don’t want to freak out and start buying or that will counter the good i’ve done. its all about the balanced budget!

i finally see how i depend on my credit card when i’ve got no room on my cards and no cash until payday. i really have to keep this in mind when i’m spending. in essence i have no money but i’m always used to having other ways to pay. important lesson!

i spent money yesterday but i didn’t use my credit card and i’m pretty happy about that!

i spent $2 today on a bagel. i met some of the ladies for lunch and still got to socialize but didn’t spend lots of money!