Stop using credit cards

so i can’t use them anyway but that’s ok! i’m feeling good about this! i’m thinking i’ll take 3 cards out of my wallet and leave only one, the one that i use for parking.

i’m taking the cards out of my wallet. that should help the lack of use. i’ve also devised a plan to pay them off. it means i have to make a go of my editing business but if that’s what i have to do, then its worth it!

i am permitted to use my card when i’m

a) paying for parking
b) buying something that i’ve already put the money on the card for

other than that, its all about paying it off. i need to pay regular payments on the card