pay off my credit card

Signed up for this debt relief thingy that hopefully will get rid of it in a few years as opposed to decades. I’d still like to get rid of the whole lump at once, though.

Dangerously close to getting into the loop that helped get me into debt…can’t pay for food because I have to pay off my card and so have to charge for groceries and around and around it goes…

Had to work extra hard not to use it the past few weeks, even though I really needed to. Cashed in a jar of coins for food instead. Not very much food, mind you, but enough to get me to my next paycheck.

Used it zero times last month. It’s changing banks next month, hopefully the interest rate won’t shoot up when it does.

I’m paying off a bit each month, but it really doesn’t seem to going down much. And I’m nearing my credit limit. And I swear I barely use it. I’ve switched any aotomatic payments to my debit card. Now if only I could win the lottery.

I’m successfully not using my card, at least. Now I just need to win the lottery to pay it all off at once.

Well, I only used it 6 times in the past month, and most of that was automated payments for things that I’ve since suspended.

Talked to a credit counselor about it, it may take 4 years at $200 a month. Sigh. I want to eliminate it all at once, so I can get on with life.