Dear 43 Things Users,

10 years after introducing 43 Things to the world, we have decided we have met our last goal: completing the incredible experience that has been 43 Things. Please join us in giving one last cheer to all the folks who have shared their goals with the world, as well as all the people who have worked at The Robot Co-op to build this incredible website. We won a Webby Award, published a book, and brought happiness to a lot of people.

Starting today, 43 Things users can export their goals and entries from the site. Starting August 15, we will make the site “read only”. 43 Things users will still be able to view the site and export their content, but we won’t be taking any new content from users. We hope to leave the site up for folks to see and download their content until the end of the year. Ending on New Year’s Eve takes us full circle.

It has been a long ride (one of our original goals was to "build a company that lasts at least 2 years” - we beat that one!) While we wish the site could live on, it has suffered from a number of challenges - changes in how people use the site, the advertising industry, and how search engines view the site. We wish the outcome was different – but we’ve always been realistic about when our goals are met and when they aren't.

As of today, you will be able to download your goals and entries. See more about that on the FAQ page. Thanks for 10 great years of goal-setting and achieving.

- The Robots.

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FAQ

prufock in St. John's is doing 34 things including…

pay off my student loans

3 cheers

 

prufock has written 4 entries about this goal

Done and Done

Time to mark this as done. I finished my last payment way back in January! Glad to be, for the moment, debt free (until time comes to buy a house, anyway).



Tax Refund

So, I got a nice tax refund this year. I’m thinking about paying it all down on my student loan, or perhaps my car loan. Of course, I also kind of need a new bed as I’ve been sleeping on an uncomfortable futon for the last year and a half. I also kind of want to treat myself to something, maybe an Xbox 360 or some musical gear.

I really want to be responsible about this. I can forego the musical instruments and video games, even though I’d like them, I don’t need them. A new bed is becoming more and more necessary, though. But the debt is hanging over my head as well. I’m torn.



So... car or loan payment?

Like I said before, I’ve got enough saved (around $7K) to pay off my smaller bank loan ($5.5K), but now I’m debating whether I should do that OR use the cash to buy myself a second-hand car. A new car just isn’t feasible in the budget at the moment. I do want to get that loan wiped out, but it would also be nice to have a car for the summer.

Maybe I can get another interest relief period… I think I might be over the income bracket for that though.



In the red

Far too much debt. I have two student loans – a smaller one from CIBC (about $5600), and a larger federal loan (around $36000). I squandered my 6-month non-payment period, and I’ve had interest relief for 6 months. I’ve paid off mostly interest, but some principle… maybe a grand and a half.

Fortunately, though, since taking advantage of my interest relief, I’ve saved up almost enough money to wipe out my smaller CIBC loan. One more paycheck and I’ll be there. Since I’m on the longest payment plan available (14.5 years!), paying it all off now will save me about $4000 in the long run. I’m thinking long term. Then I’ll only have one loan to worry about.



prufock has gotten 3 cheers on this goal.

 

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