For the past year it seems everytime I get my balance down to a resonable level, it just shoots right back up again to around the credit limit. Now that I’ve been able to make a budget, paying down by $40 per month rather than $20 per month the card should be paid off in about a year and a half.
I also need to watch my spending once I pay it down though and only use it when I know I’ll have the money to pay that purchase off before the next billing period rolls around.
