I don’t believe there is a quick and easy scheme that you can find on a website (such as the ones not-so-subtley spamming this thread—just ignore those, people!) or at a toll-free number or for a small investment of only so-and-so dollars. I have always had enough money for the little daily things and I do that by keeping track of all my purchases, in both a budget and also seeing whether I really needed them. I buy things on sale, off brand, when that’s more logical (which is usually) and I avoid buying things that are impulse-buys, and if I can wait and think longer about a purchase, I will. I shop at thrift stores. I sell things I don’t need on eBay. Overall, this means I can live comfortably with everything I need and most of the things I like (even travel), and no anxiety about empty bank accounts.
My problem is that I don’t enjoy being an employee. I need to start my own business or become a skillful (stock or real estate) investor (those are all VERY hard to do WELL, and there are lots of scammers out there to help you fail, and I’m not willing to lose money by doing it poorly or sloppily the way the MAJORITY of business starters and investors do…) But to do this I need to invest time (not money, don’t invest any money until you’ve invested enough time to KNOW you’re not throwing it down a drain) to learn about how I can best make my own money so that I don’t need to be employed.
So, this is something I must take a little time each week to put towards: Learning how to realistically make income outside of the employee context, so I can one day (soon, hopefully) hang up my resume for good. Meanwhile, I still have to be a great employee that employers desire, because I’m not silly enough to put all my eggs in one basket.
