get out of debt

continuing debt wipe out. will either pay annual council tax in advance, or completely pay off a credit card.in next 30 days, or if things continue to go well pay both.
paid annual service charge last month and waaay overpaid on all credit cards.

want no debt whatsoever by end of year…on target :)

ok,... well i took my head out of the sand. I made some phone calls. i now have a favourable payment plan for each of my debts with optional pay back in full and get a discount for paying early deals.

hurrah!
fingers crossed will have 2 credit cards and one overdraft repaid by end of year.
x

For the last month I’ve just been maintaining my debt. At least it hasn’t grown. Traditionally December has been my most debt ridden month, but this year I’ve paid for Christmas in cash!

Next year I will try to introduce a habit of putting weekly savings into debt repayments. I’ll consider these payments as gifts to myself :)

First day of getting out of debt. Spent £500 on stock. Not at all necessary since i’ve got about 20k of stock sitting around waiting to be sold. If I sold all of my 20k of stock between now and Christmas I could be out of debt.

Note to self – stop buying start selling.