save more money

As of today’s paycheck, I finally have enough money saved for my fall tuition for graduate school. I still have about 4 more weeks where I may be able to get overtime, so I will be able to start saving for next spring semester, too.

I basically did this as quickly as I did by living very simply this summer, and by not buying things I didn’t need.

Considering I’m still paying the student loan debt from my B.S. degree, I’m doing whatever I can to avoid borrowing more for my Master’s.

I have saved almost all the money that I’ll need for school in the fall by picking up overtime at work these last seven weeks.

I also need to save money to buy a plane ticket to fly to my sister’s wedding, and money for a motel while I’m there.

I still have about 6 more weeks where I’ll be able to pick up extra time at work, and plan to save any money I make from overtime for these two goals. Any extra will be a nice bonus.

This summer, I will most likely not take a grad school class, and will be able to pick up some overtime at work. Since, I’m also trying not to buy stuff I don’t need, this should significantly increase my savings. I can then use this savings for any emergencies that may come up, and for grad school tuition to hopefully avoid another student loan. The bachelor’s degree should be paid off in another year, and I want to get rid of that debt, not add to it.

I need to save $2000 dollars for summer classes and $3000 for next fall. I am determined to avoid a student loan for grad school if at all possible.

I went to Target today and actually only bought stuff I needed. One thing I got was Christmas cards on clearance so I won’t have to pay full price for them next year, and that was a planned purchase.

I am really going to try to only buy stuff I need. I make a lot of little impulse purchases and they really add up.

Some stuff I have plenty of, but I continue to buy anyway:
1) books
2) tea
3) bath stuff (Are there any women who don’t like scented bath products?)
4) music (I may just have to budget for this because I am a music nut)
5) Fancy coffees at work (they really add up)

Plus I plan on bringing my lunch most days to work because I buy way to much food in my hospital’s cafeteria.

I manage to save a little each paycheck although it contributes to my general state of feeling broke.

I want to stop spending so much. It seems like every paycheck, there is something I actually need to buy.

I put a little money in my savings account each paycheck. It’s going slowly, but at least I’m saving.

I need money to pay for new tires for my car and my spring tuition.

First, I can happily say that as of this last paycheck, I have the money saved up for my fall class for grad school, and the money is not even due until mid August.

Second, to save a little money here and there, I have decided to drink one plain old regular coffee a day on the three days I work, instead of buying fancy stuff from Starbucks all the time.
I am going to attempt to keep my lunches fairly inexpensive, too.

I saved money to buy plane tickets for my husband and I to go visit my Mom. I also almost have enough money to pay for my class this fall. I really want to avoid more student loan debt if at all possible. I should be getting a pretty good raise in about a month and that will help, too.