pay off my debt

Well, I’d been unemployed and actively looking for a job since I graduated college back in March. Because of this, I was forced to use my credit card on most of the things that kept me going. I have 4700 on the card right now, 37,000 in student loans that have just gone into repayment, and 2600 on my other bank account for my car and a little bit I needed to pull.

37000
4700
2600

44,300 is about what I’m looking at. Fortunately I have a full time job now, so I’m making money to start getting this paid off. And to think less than 3 years ago, I had 0 dollars in debt. I’m gonna pick away at this little by little though. I know I can do it, because I was able to do it the last time I had a credit card balance.

The credit card is now paid off! I’m down to 3864.15, which is my car payment for the next few years. If I can afford to make payments larger than what I owe, I will. I did that this month, and hope to be able to keep it up!

Well, things are still going along well. I did just get a new credit card, with a 6000 dollar limit, that I do plan on not touching unless I absolutely need it. My other two cards have such low limits, that I needed to have something in case I hit an emergency. I’m down to 108.01 on my only credit card, which I hope to have paid off in the next week and a half, and 3991.94 left on my car loan, which I will work to chip away at more in these next few months. It’s nice to see that this can be done. I did it once, and I’ll continue to pull forward.

Still looking good!

Car-3991.94
Credit card-198.01

Total-4189.95

That card is so close to being paid off. I can’t wait. But it’s beginning to look like school is going to be a struggle for me this year. Looks like I may be living off ramen for 20 weeks.

I’ve been cracking hard at this. I’m down to the following:

4179.33-car payment
408.11-credit card

4587.44

That’s looking a lot more manageable. Feels good.

I’m just going to pretend I don’t have student loans until they come up. I just made another 50.00 payment on my credit card, so that brings me to:

Credit card: 735.51 (It seems surreal only having one card with a balance on it.)
Car: 4272.13

Brings me to 5,007.64 left to pay off on those. I’m slowly plugging away at the credit card first. The quicker I get that paid, the quicker the car will get paid. The money management needs to start now. Ebay has been treating me quite well this month so far, and i hope it continues that way. More money=less debt!

Had to get the car. I had no other real choice. Payments are 115 a month for the duration of the loan, and it’s a 4300.00 loan. On top of the other 2000.00 I racked up on the other car and getting it paid for. But I have a “new car” that doesn’t suck. 6800 dollars in debt now, with a year to pay it off before I graduate from college. It’s gonna be tough, but I can do it.

the “new” car died, so I’m pushing myself deeper into debt to get another car today. i sort of have no choice at the moment.

I bought a new car over the weekend, so I’m back down almost 2000 dollars. I needed the car though, so it was worth it. Goal is to get paid off by January!

I just paid off the last 500 dollars that I owed to my bank. I’m now debt free in the realm of credit cards. Student loans are a different story, but I don’t want to worry about that just yet. I don’t even know what to say right now. It feels so good.