Max out my 401k

I’m marking this “give up” for now. I just bought a house, which is a major goal (and a great deal) and I think it will be ok if I skip a year and max a Roth IRA instead.

I would not encourage others to give up. If you do not have other tax shelters this is one of the best ways to save. Should note my employer gives a 3:1, that’s right they put in $3 for every $1 of mine, match which comes out to about 20% of my gross.

Due to a unique government deal I still have 401k elligibility on top of my retirement and I need to make the most of this especially when I’m past the first 3 year of interest on my mortgage. Need to recheck this goal around tax time.

this isn’t going to be easy currently, but it’s so worth the pain now.

$10 k is probably realistic for this year.

At least DH is.