be more responsible with money

I need to live within my means and be able to pay bills AND create a surplus. I need to not have to freak out when var problems come up, I deserve to keep my hair touched up, and to take a little vacation here and there. It’s so frustrating how high the cost of living is in Seattle, but I want to make it work for me. This means budgeting like MAD, and sticking to my guns about savings and loan payments.