pay off debt

I have used an online debt calculator to figure out what it would take to pay off all my debts in one year. I think it’s possible for me to pay these off if I am diligent. I have posted some items on ebay, and I intend to attract the money needed to pay off these debts within a year.

My goal is to have a written payment plan/schedule in place by December 31, 2008.

I finally received payments due to me from one of my clients. I am planning to make payments toward each of my debts. Got to take care of the immediate bills first. It’s so easy to splurge on something, but I’m not. I’m putting 10% in savings, and paying down these bills.

I was able to get a balance on all my debts today. My goal is to pay off the 2 store credit accounts first, because they have the highest interest rates.

I’m feeling stuck because I don’t have the money to pay anything off (because my clients have still not paid me from work I did in September). Very frustrating.

It’s not easy to pay off debts when my clients don’t pay me on time. Being self-employed can be very frustrating.

I want to pay off:
My car, the IRS, and 2 store credit cards.