pay my bills on time

Of all my goals on my list, this is the most improved.

I’m continuing to do well. I have paid most of my January bills—even my car payment that isn’t due for another two weeks.

I have paid 99% of my bills up to the end of this month.

I paid 2 bills early, and set up some automatic payments.

I paid a bill today. I was 2 days late. However, I paid a little extra toward the next month’s bill.

I write down the due dates for my bills. I often pay online too. My problem? The money is sometimes not there when the bill is due! I get late payments from my clients, and everything gets messed up. I need to plan better. I have to get into the habit of paying ahead.