organize my finances

I read an article by a guy who had put together a wonderfully simple means of managing your money.

I recommend anyone to check it out. It is especially good for those who have just given up on budgeting. I think it is ingenious and I am using it exclusively for all my spending plans. So check it out!

I’ve been unhappy for awhile. And my response was to spend in order to feel in control. Fortunately I had a decent income which allowed me to spend. Even with that I am in waaay too much debt. Getting divorced didn’t help matters (I lost nearly my entire retirement account).

But I actually feel like I can do this now. I’m starting to feel happy again and I’ve got some hope.