balance my finances

I learned how to budget my fixed expenses vs my flexible expenses yesterday.
Now the hard part will be sticking to that plan.
because god i love to spend money on things i don’t need. HA.

Keeping track of my money is a goal brought about by the complete opposite. When i don’t keep track… i end up having to pay more money than the money i already spent that i didn’t have in the first place. And, whats worse, i often can’t remember what i spent my money on. And i’m consistent in being unorganized, which doesn’t really help. So, here are the sub-goals that go in the general category of keeping track of my finances:
*keep a balanced checkbook
*switch banks
*pay off credit card(s)
*SAVE money
*spend less money on things i don’t need (this really is just willpower to not buy that new bra from VS’s new line. grr)