Being debt-free isn’t a goal for me at all. At least not within my current time horizon. I figure I will use credit sometimes to further my interests. Nothing wrong with that. But, recently, I’ve had some financial hits and I’m in the process of paying off some credit card debt. Want that gone so I can go back to paying off my cards on a monthly basis. I have found, though, that getting 0% card transfers is often easier than I expected. I guess they’re hoping I’ll get in over my head and they’ll make more money off me then. Whatever.
