be more frugal

Overall I think that I have added to my ability to be more frugal although I was pretty good in the first place. I will add the odd comment when further progress is made but for the moment I will write this goal off as completed as I have got to basically where I want to be.

This weekend I am going to learn how to cook eggs in a variety of ways. By doing this I will be able to save money on going to the local cafe who are raising their prices all the time.

I have started getting good at bringing my lunch to work. This has certainly decreased my daily expenses. The next role in the goal is to find out how to cook a number of the dishes that I get when I go out to cafes. This should further increase my ability to be more frugal. The ability to be more frugal is also coming to the fore with the present increase in petrol prices.

My major tactics in achieving this goal include:

Paying myself first. That is putting money into a seperate account and investing it whenever we get paid.

Be careful not to spend money unnecessarily when in shopping centres.

Take a day to make a buying decision when not sure whether to buy somoething. You will often finf that you do not need it.

Bring lunch and drinks to work.

I am reasonably good at being frugal but with a baby on the way I will have to get even better if I am going to keep my savings up.