pay off my credit cards

big visa minimum is $31
little visa (with bad rates) is $43

I’m gonna have to defrost them this month. The temp pool has really dried up.

I froze my credit cards in a block of ice. My friends and boyfriend think I’m nuts (well, the boyfriend is used to it), but I think it’s the PERFECT solution. I can’t remember, but I may have gotten the idea from 43things. See, now if I really need the cards for an emergency, I have them (not as permanent as cutting them up), but I can’t get to them for frivolities. You can’t see the numbers through the ice, btw, so no internet purchases either.

I paid off a little bit of the cards, and now:
Big Visa: 915.91
Little Visa: 397.22
Total debt: 1313.13 (weird)
So, I might be broke, but at least I don’t have to pay fees.
I’m trying to pay 20% of every paycheck to debt until I’m done.

I paid back my boyfriend the $85 I owed him, and paid $50 into my two credit cards to cover the minimums. I need to start paying more heavily into those.

so much for all of my planning. Since my job is ending in the next day or two, I’m on my ass and I have to just hope I make enough money to pay off my mom, my bf, my rent, groceries, and have a little left over for the gaping maw that is credit debt.

visa1: I owe $955.99
visa2: I owe $486.50
current bank balance: $6.45 (not including my rent, which is just resting in there and not really mine)
I calculate that I’ll have a surplus of a little more than $800 at the end of February but I never seem to actually have a surplus, and I can’t imagine where the hell that money goes. I even try to keep track of it! It’s not like I’m buying extravagant clothes, or taking fancy trips…

927.81 on Visa1
436.31 on Visa2
total debt: 1364.12
crap. I have to put off doing major stuff, like travel and a new computer, until I pay off this stuff. There are just so many things I want!

I’ve been faithfully tracking my expenses on google’s expenseview application, and I found that over the course of a month, I managed to save a whopping $23.
I guess it’s better than spending more than I earn.

I’ve been all up down and sideways with my spending recently, and now my debt is up to 1108.98
That is awful.
I need to save over 3000 before I can move in with my boyfriend.
I HAVE to stop spending money. I can’t believe I just spend $136 dollars on makeup, even if it was fancy makeup.