Create a budget, and stick with it

Well, life is shifting big time this month. Without a budget, I’m pretty much screwed. So I made one tonight and it helps to have a good idea of where everything needs to be.

So now is the “sticking with it” part! It’s probably going to take about a couple months for me to get used to it, but that’s fine. I’m ready to be good to myself.

This is going to be a major necessity soon..

the plan is to move into an apartment asap.. this will shift the money around some.. I don’t think it will be more.. I mean the rent is more, but the money saved from not having to go out to eat because of a nasty kitchen will offset it.. big time..

Last night I sat down with a notepad and drew up a rough draft budget, rounding up when I didn’t know the exact costs. After all of the expenses that I could think of were deducted from the income, there was over $800.00 left over.

Still though, that would mean sticking with the expenses that I came up with. Some of those expenses will be something I will have to train myself to stick to.

Next is a good budgeting system…

I’m collecting more and more goals relating to money. I figure a good foundation to achieving these other goals, (saving money, getting out of debt, financial independence), will happen a whole lot easier and faster if I can get the budgeting thing down.

I will admit, I’m not good at it. I don’t plan that well with money. But it’s GOT to happen. Life is finally starting to pick up in a positive fashion, especially in the $$ department… so I need to be careful with it.