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43future




I'm doing 24 things
  
Recent entries
get out of debt (read all 21 entries…)
Nightmares 7 months ago

I haven’t been on this site for reasons of fear of addressing this issue. I fell off the wagon, so to speak, and have drowned myself in debt. I can no longer make the payments. I am broke.
The question- has anyone ever used a Debt Managment program? If so, what were your results?? Any information I can get would be enormously helpful. I don’t want to file bankruptcy- but I don’t want to get into a mess either.

1 cheer | 5 comments

get into a masters program
Application 9 months ago

I sent off my application to graduate school on Saturday. I wonder when i’ll hear back?

2 cheers | 0 comments

get out of debt (read all 21 entries…)
I go in stages..... 9 months ago

with this whole thing. I get very serious and then I fall hard, spending thousands of dollars on credit cards and hoping it all disappears in the morning. Here’s what I know: I have paid off one credit card in the past year that i’ve had this goal. I have gotten two additional credit cards and maxed them out. I have a problem. SO, the final straw came yesterday when I received the notice from my credit card company that they were changing the interest rate on my account to 33%. My option was to either close the account and not accept the terms of the new agreement or accept paying 33% to a credit card company on things I can’t even remember purchasing. I wrote them a letter indicating that I want to close the account and NOW i’m on a mission. This whole reality check has brought me to understand that I am ruining my life with all this debt and the only way to get out of it is to GET SERIOUS!! This can happen- its not going to happen overnight- but it can happen. My goal is to be out of Credit Card debt by next December. Wish me luck.

8 cheers | 0 comments

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Do humanitarian work emeralds_roses wants to get pregnant again Fall in real love: ridiculous, inconvenient, consuming, can't live without each other love. Stop caring what other people think of me stop hanso get rich have more friends kiss johnny depp create a car be an inspiration live simply GrimmReaper wants to get over my crush Learn about auto mechanics Learn to play the guitar scuba dive the Great Barrier Reef be in love Spend less time fooling around on the net and more time actually working fill up an entire book with thoughts own my own home lose three stones (42 pounds) speak english fluently move live in seattle have an orgasm fill my passport salsafreak wants to master salsa dancing Buy a House Improve my self-esteem