 I'm doing 22 things |
| 1. |
Love my wife with ALL my heart
2 entries . 1 cheer |
3 people |
| 2. |
pray more
|
3,084 people |
| 3. |
pay off my credit card
1 entry |
1,522 people |
| 4. |
be more confident
|
10,341 people |
| 5. |
Save money
1 entry |
14,823 people |
| 6. |
get a new job
1 entry |
1,869 people |
| 7. |
Get another tattoo
1 entry . 1 cheer |
3,427 people |
| 8. |
get out of debt
|
11,091 people |
| 9. |
spend more time with my kids
1 entry |
338 people |
| 10. |
Read more books
|
11,045 people |
| 11. |
get a masters degree
1 entry |
2,986 people |
| 12. |
exercise more
1 cheer |
5,157 people |
| 13. |
Learn Linux
1 entry |
409 people |
| 14. |
call my sister once a month
1 entry |
6 people |
| 15. |
Learn Spanish
|
15,591 people |
| 16. |
Buy a new car
1 entry . 1 cheer |
1,522 people |
| 17. |
Read the Bible daily
1 entry . 1 cheer |
459 people |
| 18. |
Get passports for my kids
|
4 people |
| 19. |
Visit all 50 states
|
7,173 people |
| 20. |
find a new dentist
|
11 people |
| 21. |
learn Chinese
|
2,375 people |
| 22. |
backpack through Europe
1 entry |
4,972 people |
How I did it: It took several years, but what it really boils down to is just keep making the payments, use the standard payment plan, & make extra payments when you can afford to. Read how I did it…
How I did it: Actually, I had to start listening to the TWiP podcast. I had to consciously make a decision to take my camera outside of the house and take pictures of the theme I had in mind. From there, I had to take my camera out to events, no matter how trivial (eg. my daughter's cheerleading practice). Generally speaking though, I had to spend an hour, or so, a day going through the Flickr Explore! pages. It's … Read how I did it…
I’ve decided to postpone buying a new car until I have more cash to put down. I’m 80% sure I’ve decided on a model, but there are a few things I still need to nail down (color, options, etc). Waiting also throws a monkey wrench into the options of “good” APRs, as well as being able to write-off in sales tax on my taxes… I still figure that if I can put more money down (and get a lower payment), it’s the best decision.
I have recently re-evaluated my federal tax exemption. When I claimed “6”, I would get a fairly large return in April. I have since changed that for the rest of the year. Did you know you can claim “19”? That’s the max. On the IRS.gov website, there’s an withholding calculator. It’s actually quite interesting.
My plan involves paying down debt for the remainder of the year, and stashing as much as I can get away with. I’m going to then re-evaluate my withholding exemption in January, and again in June. I hadn’t thought of optimizing my exemption until recently.
I recently looked at my loan statement, and figured my Estimated Completion Date should be approximately this coming January. Man, I can’t wait! Once my loans are paid off, it’s more moolah on the credit card. Woohoo.
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