Angelique00

It occured to me (again), that life would be so much easier if I sat back and enjoyed the little things (and some of the big ones). I work, work, work, and spend, spend, spend. I know I fit into a very large category for people who do the same, but as I sit at this job (which will not be my career) my head hurts. It hurts because of the meticulous details that I have to pay attention to for completing my work. I don’t like this job. I enjoy the coworkers. I need money…but for what? I’m 22, no kids, a few cats, and a cell phone bill.

Now don’t get me wrong! I have debt. Everytime I try to pay it off as needed, it seems to backfire. Everything has went to collection companies (I was a student w/ little money and loads of credit!), and so now I’m dealing with them. I’ve thought about filing bankruptcy because of the complications of paying off debt. Who knew it would be so hard to GIVE money back, and it not make a difference on your score. It seems the companies take it, and it just disappears. I’m left with a letter of confirmation and frustration that it still is on my credit. ANYWAY, I plan on starting over. First I’m going to rid of bad credit.

Next, I’m downgrading on my luxury apartment. I live at my second job (literally). Do you know I have to PAY to stay there? The amenities are lovely, but I thought it was a perk to live at your job…guess not. It’s $787 to enjoy this 1-br apartment (includes utilities) that is solely for the cats since I’m always working 62 hours a week! Please don’t start on that “well utilities included is nice” mess. I just eat, shower, and sleep in this place. Lights are on for 4-5 hours daily (unless I go straight to bed for a nap…then it’s 2-3hrs). I run the water 3-4 times a day including flushing the toilet, sink usuage, and MAYBE laundry 1x a wk.) The cats don’t care about the temp so it stays room temp for 16 hrs a day. You get the picture. So I’m downgrading to a cheaper apartment with hopefully some included utilities or at least windows that open (since I live in a apartment with windows that don’t open).

Next, I will buy a car. Now this is not to go against the living below my means mantra, but in my city, you spend more time/money trying to WAIT for transportation, then get there, then WAIT, then come back home. SO, if I lived in Chicago or NY…or near a shopping district, maybe I could afford NOT to buy a car.

LAST, which will actually begin first, I will save where I can. Like I mentioned. I have no bills except cell, cat food/liter, and debt. The debt will be dealt with soon. Saving will be my “Pay yourself first” step.

I look forward to this goal. Wish me luck! (Praying for me is great too!)

I stumbled across a site (God bless technology) called city-data.com. You can search the site for a particular city, and people are asking questions, commenting, and usually pretty familiar with the areas (since it’s a forum you can’t be too sure). WELL, I was blessed to put in a entry about my 3 cats and I needing an acceptable apartment. I had over 200 views of my post, and plenty of useful replies. So, I recommend all you travellers to check out the site, and if you’re in Raleigh or been there, please help me out!

SO, goal one…find an apartment that will take three felines!

I’m ready to begin another journey, and it includes Raleigh, NC. I believe I’ve finally decided (mentally) that this year is the year! I haven’t accomplished finishing college in Alabama BUT I’ve learned more than I would have ever planned on learning. I want to leave and begin again. Of course, there are plenty of reasons not to go…but the reasons to go seem so much more appealing!

I’m ready.

Just don’t know where to begin first.