Diogenes42




I'm doing 24 things
  

Diogenes42's Life List

  2. 1. Complete Baby Step 3 of the Total Money Makeover
    1 entry     		1 person
  3. 2. budget my time better
    		6 people
  4. 3. Sleep at 10pm
    		5 people
  5. 4. Eat breakfast regularly
    1 cheer     		5 people
  6. 5. Pack my lunch
    		7 people
  7. 6. Exercise regularly
    1 cheer     		10,583 people
  8. 7. Go on a vacation with a great friend
    		1 person
  9. 8. be daring and passionate
    		3 people
  10. 9. Sell unneeded possessions
    		1 person
  11. 10. Research the job market in Colorado
    		1 person
  12. 11. work because I like to, not because I have to
    		3,427 people
  13. 12. Take more pictures
    		14,359 people
  14. 13. Skydive
    		10,239 people
  15. 14. learn how to massage
    		94 people
  16. 15. cook more
    		1,940 people
  17. 16. take singing lessons
    		821 people
  18. 17. Fill up my 43 things list
    		2 people
  19. 18. Search for Galt's Gulch
    		1 person
  20. 19. Visit Alaska
    		712 people
  21. 20. Visit Italy
    		2,360 people
  22. 21. lie in the sun and watch autumn leaves fall
    1 cheer     		2 people
  23. 22. let go of my past
    		58 people
  24. 23. define my faith
    		3 people
  25. 24. read my magazines!!
    		8 people

How I did it
How to complete Baby Step 2 of the Total Money Makeover
It took me
1 day
It made me
In better control

How I did it: I was fortunate that I've never accumulated large debts. When I started the TMM about two weeks ago, my only debt was a lease car with 24 payments remaining. This was pretty easy to retire since I had enough cash to pay to terminate the lease, buy a reasonable used car and still have more than $1000 left for the step 1 emergency fund.Oddly, I finished step 2 before step 1. I have the starter emergency fund, but I'm still working on the bu… Read how I did it…

Jul 16, 07:15PM PDT | 0 comments


Recent entries
Complete Baby Step 3 of the Total Money Makeover
Half-way there already 5 months ago

According to my new budget, I need $25k for a 6-month emergency fund. Not counting the 1-month net income that I like to keep in my checking account so that I don’t have to line up paychecks and bill payments, I have about $12.5k in cash savings and a CD. I may deviate from Ramsey and keep the $10k in the CD. It’s liquid enough in a 6-month CD and the penalty for early withdraw is not sufficient to tempt me to take on debt in the event of an actual need for it.

Jul 17, 05:26PM PDT | 0 comments



 

I want to:

The world wants to...

Start my own business live go to nursing school vote Volunteer work on my monologues until they are brilliant and solid Design my dream house funniculee wants to eat healthily drive across the country watch forrest gump be in love relax get in shape have adventures instead of relationships enjoy every day fall in love with someone who loves me too Work out 3 times a week love unconditionally. legalize marijuana Karles wants to Be a better friend write a book and have it published fall in love again get somebodys bebo password win the lottery Pick a theme song for myself raise my son to not be afraid to try new things Let go of the past
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