ElceyOwen

When I first wrote this I had a £500 overdraft on top of lots of other debts and whilst many of the other debt still remains, I now only have a £50 overdraft and feel that I can now sign this off. I wasn’t earning an awful lot back then so seeing me £500 in the red wasn’t fun and there was no way out of it but now having moved jobs to a much more advanced role with almost twice the salary, I could afford to peg back the overdraft.

In truth, I only achieved this by merging it with a loan when I consolidated a lot of debt together but when doing so I shrunk it to a £50 which I feel now I can come out of at any time. Whilst I probably still haven’t had a month where I’ve ended it at £0 and not -£50, I don’t see this as a debt and feel I could if I wanted to end a month on level terms. Therefore, I feel I have achieved this, albeit not the best way.

Ok, if anyone’s keeping tabs on the dates between posting, no I haven’t only just finished!! It did take me far too long though but I’m glad I finished it and wasn’t just booted off the course, though it must’ve been close.

I took the course to progress in my career, which in doing so it certainly did. I enrolled at my workplace which aided me in getting a promotion from IT Assistant to Advisor and I had hoped to get it done asap. The first year went well, I didn’t end it with much left to do but during the second year, I seperated from a long term relationship and met someone else, which meant a lot of missed lessons!

I should’ve finished in June 2007 but even after leaving the workplace in October, I still had units to be signed off. I was still putting these off until in Januray 2008 I had one last push needed and finally completed, receiving my certificate in the February!

I’d still like to achieve this and hope that not only does it help me being tidy in the bedroom but also throughout the house. Its not looking positive though as I still don’t do as I suggested with my clothes so my room stays a mess. I now live with a new girlfriend who is just as bad as me so there’s now twice the mess and it’s become even more of an uphill struggle to sort this. I’m still determined though!