So we’ve decidedt expand our search & yesterday we went to several different real estate offices in town to get a general overview of what’s available in our price range (and a bit above our range, because you can always pitch a little lower of a number & sometimes people will accept, apparently…) & to see if there was a realtor that we liked to deal with for later on when we get our finances in order & whatnots. We found one, he’s this really cool old guy who gave a lot of information to us about mortgage options, how to use your RRSP/RSP to help put a downpayment on your house, etc. Apparently you can withdraw some penalty free if you specify that it’s for the purchase of a home, as long as you pay it back within a certain amount of time. That as neat to know. If we had RRSP. lol And also he gave us a good tip: you can pay down MORE on your mortgage every year, up to 10% here, which helps get that debt down faster! Without penalty…very important. I throughly enjoyed that meeting & learned a lot but that’s the two most important for us being first time homebuyers I think, just having that knowledge of different mortgage options & which would prolly be best for us.
Izzy O'Rourke's Life List
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1. go horseback riding on a beach
5 cheers10 people -
2. sell a photo i've taken
1 cheer29 people -
3. make a difference in the world
2 cheers970 people -
4. comedy monologues
1 entry . 2 cheers1 person -
5. Improve my French
2 cheers1,467 people -
6. acting
1 cheer278 people -
7. see the pyramids
2 cheers1,072 people -
8. live on the east coast
3 cheers33 people -
9. Get a ferret
2 cheers124 people -
10. learn sign language
2 cheers8,465 people -
11. learn to sail
1 cheer2,251 people -
12. Get organized
1 cheer6,494 people -
13. donate to charity regularly
1 entry . 6 cheers5 people -
14. learn to surf
5 cheers8,069 people -
15. visit a beautiful South Pacific island
2 cheers1 person -
16. visit San Francisco
4 cheers329 people -
17. make a family cookbook
3 cheers16 people -
18. get glamor photos
1 person -
19. be a pilot
1 cheer164 people -
20. Speak German.
2 cheers241 people -
21. Buy a House
4 entries . 2 cheers13,864 people -
22. Dream and strive to avoid leading a pointless existence.
4 cheers3 people -
23. get another tattoo
1 entry . 1 cheer3,487 people -
24. find my biological father
2 entries . 10 cheers659 people -
25. get my bike license
2 entries . 2 cheers9 people -
26. learn to swim
2 entries . 8 cheers3,353 people -
27. journalism
2 entries . 2 cheers42 people -
28. buy a garden gnome
2 entries . 11 cheers14 people -
29. go scuba diving
3 entries . 4 cheers1,871 people -
30. go skydiving
2 entries . 3 cheers7,726 people -
31. save money
5 entries . 8 cheers16,111 people -
32. work in a foreign country
1 entry . 10 cheers110 people -
33. meet fascinating people around the world
2 entries . 7 cheers1 person -
34. learn to dance
1 entry . 7 cheers7,097 people -
35. go on a road trip with no destination
1 entry . 1 cheer359 people -
36. hang-glide
1 entry . 1 cheer58 people -
37. Parasail
1 entry . 1 cheer340 people -
38. become better at small talk
1 entry . 3 cheers76 people -
39. act in a musical
1 entry . 1 cheer11 people -
40. get my writing published
1 entry . 5 cheers120 people -
41. swim with a dolphin
1 entry . 5 cheers344 people -
42. see Niagra Falls
1 entry . 3 cheers142 people -
43. Graduate from college
personal challenge . 3 entries . 19 cheers6,382 people
How I did it: I researched it online; talked with a lawyer, made sure my husband understood my side of things; reasons why I wanted certain things certain ways, & did it up. I redo it every year on my birthday. This helps to keep track of new things & also to make sure it's always up to date. Read how I did it…
How I did it: Don't be shy. Snap away!!! I use my phone & my digital cam so there's no film wasted. The more shots you take, the more chances you'll the money shot!Share the pics! People's comments will inspire & thier tips can actually help you get better. Read how I did it…
How I did it: Made a checklist of books I have & wanted; by title or subject. I check off the list as I get the books on the want list, & add the titles as I get the books on the subject list. This helps to avoid duplicates & to keep in mind what I'm looking for.Hunt for discounts & preowned books. Saves moolah!Check my local library & garage sales as they happen. The libraries always have books available for sale that are often qui… Read how I did it…
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I’ve started writing them again!!! YAY!!! I haven’t done this since high school/college; so I’m really excited to get back into it. I’m also looking around & maybe will join/start a comedy/sketch group just to have practice.
