Jasper

I have been doing very well with this to the extent I make a game out of it and it’s a lot of fun! I don’t have control over prices but I can control my usage!

I have compiled a list of my budget and spending and I have discovered a way to save almost $5000 plus per year.
examples of my findings:
*Stop smoking will save me about $2500 per year and better health!
*cable bill, shopping around for a better deal!
*Shop around for cheaper auto insurance.
*I’m thinking about buying a magic jack for my computer which will save me the $960 per year on my phone bill.
*pay off my student loan remainder prematurely saving me $1040 per year!
*unplug my computer, microwave, coffee maker, lights and energy sucking devices while I’m at work and monitor the progress monthly.
*last Winter, I winter proofed my house and monitored my gas bill and watched my gas bill go down drastically! (This motivated me to save more and start this whole process!)
*set my hot water heater at 120 degrees and insulate the hot water pipes and tank as well.
*on taking baths, I fill my tub up with less hot water.Doing dishes, I use less hot water also!
*fixed all my leaking water faucets after placing a one gallon bucket under the faucets and recording how long it took to fill up the buckets. This was a huge shocker!

My one rule for this is simple, do what I can do but stay comfortable while doing it! It’s amazing to actually see the results!

This is not very easy at times and I have learned that being responsible is a responsibility in itself. As with all things, small gains equal big strides!

my smoking quit date is set for April 21 st!! I can do this!!