Jeff Cowan

Did some yoga today! Got a Shiva Rea DVD, looking to do this at home frequently

Shijir is 35 years old and lives with his three children and wife in a ger (a Mongolian yurt) in Zavhan Province, Mongolia. His eldest daughter goes to high school, and his two sons go to kindergarden. His wife is currently unemployed and sometimes sells livestock. He started his business in 2007 by transporting goods and products between cities. Before, he used to drive a truck. He switched the truck for a minivan. He is a diligent and hardworking man who says, “I do my best to bring good service to my clients. I also want to provide a good education and good living conditions for my children.” He is requesting a 2,000,000-Mongolian-tugrik (MNT) loan to purchase goats.

Margaret is a 51-year-old married woman. She has six children aged from 8 to 24.
Margaret describes herself as visionary. She operates a retail shop where she sells maize, beans, cereals, basins, jugs and dresses. Her business is located within a shopping center. She has been involved in this business for five years. She describes her biggest business challenges to be inflation, poor transportation and seasonality. She will use the loan of 85,000 KES to purchase a motorcycle to transport her products. Her business goal is to have bought a pick-up truck for transporting goods from town within five years. She hopes that in the future she will be able to expand her business into wholesale.