Just_wondering_why

I was completely out of debt about seven months ago. Paid my last cc bill. Then like a cold wind it all blew back! Except this was a BoA issue. Come to find out when I closed the account with them they continued to charge me “finance fees” because they didn’t close it until after the billing cycle. So seven months later, I decided to check my credit report and there it was six months of late charges from BoA. I then called them up and they scoffed at me and told me that they will not remove the charges but would allow me to pay them before the 20th of the month to finally close the account. So, long story short, I basically was forced to pay them ransom money and now my credit score is down the drains. Just fair warning when you do finally get out of debt MAKE SURE THE ACCOUNT IS CLOSED!!!

This is such a touchy subject that I fear that I have no right to be telling people what to do and what not to do. Sex is sex, nothing else is as easily figured out as sex is. There are just a few things to think about before you start, however. First, make sure you are not being pressured into or you WILL regret it (especially if your female). Second, if you do decide to have sex then do yourself a favor and get protection and I am not just talking about birth control. Third, if your female remember sex to you is different than it is to males, especially when we are in our teens (not all but most). Fourth, just be careful and don’t be stupid!

This whole thing is a very interesting idea, but how well does it work when hiding behind the shield of anonymity? My question to you is, since you have no idea who I am does that make it easier to leave a message than to speak to me if I was right in front of you. My biggest problem is I think to much, I am to “intense” as several people have put it, but I really am curious if I to can make friends…