I’ve found that carrying cash realllly helps with this. That also means that I leave my credit cards at home. I know that means I don’t have an unlimited amount of money in an emergency, but I do still carry my debit card, which has enough on it. I’ve also found that only carrying the amount of money I’ll need for the day is helpful. If all I’m doing is going to work and then home I won’t carry any cash, which means I can’t just stop at dunks to get coffee.
I feel like this is working really well so far. We’ll see how it holds up over time.
