Spend only 75% of my income
ISA – add any interest earned
Pension
Savings for things
Income to afford lifestyle / security
Where can I make savings e.g. socialise at home, swap, barter, borrow, freecycle
Clear out and sell old stuff
Student loan – look at interest – worth contributing more?
Budget – add interest paid, divide annual costs into 12 e.g holidays, Christmas
Set up dream fund online for Japan trip
Provide for a family
Contribute more to charity
