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I am making progress despite running into major expenses each month with my car, my house, it is always somthing.
I am at $15,200 right now. I could really use my simiulus check right now.
I am cutting back in all the ways I can. I quit the gym, have not had a professioanl manicure or pedicure in a year. I stop looking at catalogs that make we want to shop and was doing well untill …..a shopping slip up. I spent $170 on clothing for a party this summer. The goods news is I have come to my senses and all of it is going back to the store. Phewww.
I between getting a very small raise, and quitting the expensive gym I will have more money to put towards the debit.
When I get low I remind myself that some day I will put all my money into a savings account or towards a new car or a downpayment on a house.
Massey62 doesn't have anything on their life list yet…
I am making progess now at 15,900 from the over 18,000 when i started this new “no spending thing”.
It is like getting off sugar, once you stop eating it you stop having those afternoon candy cravings. But it is not easy.
I am now not shopping for anything other than groceries and essental household items and it is working. I just have a long haul ahead of me (at least a year).
My dream is debit free and a savings account!
This is just the begining to a long process. I have 18,000 to pay off. This will take me well into 2009. How could I have been so stupit? I think of all the things I did to put that debit there and none of them now seem worth it.
I realize the only way to not spend is to stay home. I have been passing up nights out, shopping on the weekends is out. I feel like this will be a long boring year and I need to fill it with a new hobby like learning a language to make all the staying home not so horrible.
