Oggs




I'm doing 26 things
 
Recent entries
Cut down to 15 cigarettes a day (read all 2 entries…)
All good 2 years ago

Managing to stay at or below the 15 without too much difficulty. It seems I do have willpower!



Cut down to 15 cigarettes a day (read all 2 entries…)
Started 2 years ago

18 on the first day.
15 on the second:)



pay off my mortgage
In 12 years... 2 years ago

I currently finish paying my mortgages (2, one taken out to settle with my ex) in April 2028. I want to pay them off before I’m 55 in order to help toward the goal of retiring at that age. I therefore have 14 years to pay them off (as compared to the current 21), but will try to shave a couple of years off that.

To achieve it 12 years I need to ‘overpay’ (ie additional payments) by £295/month. If I can achieve this, I’ll also save a very handy £49,200 in interest. Motivation if I need it…



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