Ok I have to pay off my Best Buy and Capital one credit card. So I have this plan. It’s not a really big debt, but my plan is to pay off my Best Buy card first and then the Capital one. My monthly bill for both cards is $10 a month and I owe $2xx.xx on my Best buy card & $4xx.xx on the Capital one. I plan to pay at least $50 out of my checks starting this payday to pay off the best buy card and pay the minimum payment for the capital one for now. I figured after 4-5 paydays my best buy card will be paid off and then I can cancel it and then I can start paying $50 a month to my Capital one card & pay it off. Also if I have extra money I’ll put in a little more so I can finish paying all this off for good.
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1st Renewal.
2 months ago
OK! Its been almost a years now since I posted this goal and I finish it and got my real estate license, but now its been almost a year & its time for the 1 renewal CE classes. I plan to sign up for classes today to fulfill my 30 hrs continuing education, So I’ll keep you guy all updated.
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Ok so I got this quicken software working a couple weeks ago and found out for the last 4 years where my money was mostly going; I was afraid to look at it. I’m guilty for shopping a lot! YUP cloths. I’ve stop wasting money like I use to, I’m starting to be more money savvy about this whole spending thing.
My main focus right now is to:
1.Control my spending!
2.Financial educate myself more.
3.Raise my income and degrade the outcome.
4.Figure out my income and what goes out monthly.
5.Set a budget.
6.Figure out alternative ways to spend more wisely.
7.Don’t spend more than I make!
Right now I saved money by quitting smoking a long time ago, it was a big burden on the income. Plus I’m healthier.
I cancelled my gym pass and started working out at home.
I actually stop eating out a lot. I started cooking.
I don’t buy cds or dvds anymore. I actually burn my cds and borrow dvds from people now.
Also, I drive a big truck and it eats up to much gas, so I don’t drive as much no more. Only when I need too.
3 cheers | 0 comments
I'm doing 14 things
