Puffle

While I haven’t made any new payments, I can happily report that:

1. the m/c is still in the freezer, in it’s baggie of frozen water
2. I haven’t made any purchases at all with it.

Yay me!!

I know, it hardly makes a dent, but it’s better than going, “Oh! I have $200 credit available, I better use it up!”

I received my BOM statement in the mail yesterday. OMG is all I can say.

$25 overlimit fee
$200 interest

and….. balance is $18,500. I almost died.

I took my card and put it into a baggie, then put it into a larger baggie which I then filled with water and froze. It’s in the freezer and will stay there as long as possible!

I called Delbrook today to cancel my table for the November 21st craft sale. That will be $70 refunded to my Mastercard, but that’s not why I did it. I just can’t deal with the stress and PITA of a craft sale right now. Not to mention I don’t have much product and I will be doing the PBC craft sale. So I’ll do the PBC one and use the proceeds to pay for the tiling of the laundry room floor.

Helen is buying $40 of soap from me today and that will go towards the m/c.

Baby steps, that’s for sure. Better than nothing, though.

1. Leave the card at home – stop those impulse purchases.
2. Use up the food at home, sitting around in the cupboards.
3. Use up all of the toiletries, rather than constantly buying new makeup, shampoo, etc.
4. ALL extra cash (ie. from soap sales) go to the credit card, much like I used to save that cash for the California 2009 trip.
5. No more online purchases! Including iTunes – use btjunkie.
6. Record all purchases (whether on credit card or cash or whatever) on an index card (one card per purchase) and carry around in my purse. The less in there, the better!