Well, I successfully cleared my credit card debt in the fall, but the combined costs of christmas gifts, extra spending with travelling visitors, and my own mini-travels have put be back in a little bit of credit card debt.
I’ve actually paid down some of my student line of credit, but won’t touch that to pay my credit card debt, since I’d be losing money on the exchange…more that I’d lose with the difference in interest.
Anyways, february has been quite frugal, current interest rates are helping out quite a bit, and I should be clear in a 2 months again. I just want some friggin financial flexibility so I can get some other goals on my list!
Feb 22, 07:53AM PST | 1 cheer | 0 comments
For a variety of reasons, (a few being laziness, a switch from working days to nights, laziness, loss-of-focus, general exhaustion) I have become quite unmotivated and have abandoned most of my goals. I’m not eating well, haven’t exercised in 2009, my place is a mess, I’m over-budget, and have not been studying despite an impending exam.
I guess the first step is acknowledging a problem.
The second step is…
Feb 21, 10:43AM PST | 0 comments
As with all of my fitness goals, I’ve completely fallen off the wagon on this, and my free time continues to be at a premium. I didn’t want to write anything about anything until I could someone re-organize and refocus myself, but I feel I should acknowledge my absence.
I know that you shouldn’t wait more than a minute to start anything, but how about March 1, I’ll re-start on Week One of 8 of the program.
Feb 21, 10:36AM PST | 1 cheer | 0 comments
I'm doing 38 things
