Woolgathers

I’m a slob and my life is in a constant state of reorganization.

I basically spend whatever I want on anything I’d like until it’s all gone, and may supplement my income with wanton credit card use. I’ve started making a spreadsheet with different categories to figure out what I spend my money on. Well, I haven’t made it very far with that, but I will work on it again.

I’ve made some progress – I’ve set up a line of credit (lower interest rate), and transferred the balance from one (of two) cards over to it. The problem is I’ve already racked up about $800 on the Visa, and the Mastercard remains static at about $600. All together I have about $4500. I realize this is not much in comparison to what others are dealing with, but I’d feel more comfortable with it at zero, just the same.