either transfer the balance to a 0 per cent and cut up the old card and dont use the new card i.e. lose the pin. then pay affordable instalments.
or dont take the card out with you and gradually pay off chunks as it goes down.
stop shopping for things you dont really need.
I got a Samsung android phone that can download music easily – bought a credit package from Vodaphone for 25 tracks per month and I’m loving it – I love walking the dog in all weathers – never mind waiting or being stuck in traffic – music is my escape and my therapy and it’s fun to share with my daughter – she adds tracks she likes and I (believe it or not) like listening to them. I feel this is so worth doing and when you are busy and always rushing about – there is never enough time for the nice things
I loved it – well worth doing – such fascinating characters