Not my strong point!
12 months ago
I can’t understand why it is that when I am hundreds of dollars in the hole, I continue to go out to eat daily for lunch and/or dinner, buy useless items I could do without, and not to mention the social/entertainment life that I have convinced myself I can’t live without.
I continuously make promises to my self that each pay period will be different, but each time it turns out the same.
So my main focus is to take it one day at a time. Focus on the small things first and safe the hard stuff for last.
I don’t think it’s going to be easy to get back into that mode, but I really don’t have a choice.
