Last weekend I met with the appraiser to show him the work that was done on chimney and the basement. I found out Tuesday that the work had been approved and the loan had been resubmitted to the underwriters. That should go fine, the financial end has already been approved once. Though I did check in that the mistake had been cleared with the debt collection agency but they won’t be able to clear the credit report for 90 day or rather the credit report won’t clear for 90 days. They are however sending me a letter for the bank.
The lawyers office call to set up a closing appointment,Nancy at the bank said it should be about mid-June, I hope so, if I don’t close by June 30th, I lose my rate.
Now I have to do all the stuff I am so scared off. I know my desire to get this done by September is insanely optimistic. I just want to get in the house by the beginning of school. My budget is also insanely optimistic-forty seven thousand for an addition which includes an kitchen, bathroom & laundry room, screened porch-all in less then 400 square feet, oh and a new furnace—and a full basement. Maybe I should write again when the drugs wear off.
On the closer view (which is probably safer to limit myself to) This week I have to:
call the lawyer to make an appointment
contact the zoning office to see who I have to talk to to get a building permit.
find out how detailed the plans have to be.
find out the limitations on how big the addition can be.
I am scared to death that the responses will be:
“you are so stupid, didn’t you know that you can’t do that”, “this is the wrong office, you are an idiot”, and I will feel fat, stupid and dumber then dirt.
Till later
