blanche24

My roof leaked last year and my roomate’s son fixed it. Well, this year after heavy rains it is leaking again. I know it needs to be replaced but have no money! Need to patch it somehow to last one more winter. ( said rommate has since moved away) Any suggestions on how I can do this myself?

My credit has been messed up ever since my divorce. After that I put any extra money ( well not actually extra) into obtaining my Master’s degree. My reasoning being that I will get a raise in October but I am not sure how much that will be.
Has anyone used these companies that consolidate your debt and get you lower interest rates on credit cards? Help!!!